At Approved Loan Store, we work with a wide range of customers every day. For some of them, they have gone through the car buying process before, and this is their second or third car. For others, however, we are helping them purchase their first car. Buying your first car with good credit can be intimidating, but buying your first car with poor credit or no credit can be downright frustrating. Over the next few weeks, we will answer some of our most-asked questions here on the blog, and we encourage our readers to comment below with any other questions you would like us to address!

Question: I have no idea what is on my credit report. How can I get a copy of my credit report?

Answer: The best and easiest way to get a copy of your credit report is through AnnualCreditReport.com. You can pull a free copy of your Equifax, Experian, and TransUnion credit reports, and if you want to view your credit score, they give you the option to purchase the score for a reasonable price.

Past delinquencies, unpaid accounts, and public records can all affect your credit health, and as a result, you might have to pay a higher interest rate than someone with a good or above-average credit score. Reviewing your credit report gives you the chance to catch any mistakes and set the proper expectations for yourself as you move forward in purchasing your vehicle. If your credit has suffered in the past, it might be a better idea to buy a lower-cost used car and make all payments on time. As you make your payments on time, you will establish a positive recent credit history, and then you can trade it in later for a new vehicle at a lower interest rate.

Still have questions about our program? Give us a call toll-free at 877-217-2217, or visit us online at www.ApprovedLoanStore.com. You can also get more car buying and credit tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

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