Category Archives: Uncategorized

Fighting Back Against Bad Credit

So you have poor credit. It may seem like a mountain and is definitely difficult thing to have, but that doesn’t mean that you will be unable to get an auto loan. Most people seem to think that having bad credit is the end, to curl up on the bed and give up. What most people don’t realize is that even with bad credit, you can get an auto loan. An auto loan that can lead you to being able to fix your credit situation.

What needs to happen is action on your own behalf. You need to start taking the steps to fixing your credit problems and an auto loan is a great way to get started. The process to get started is with your credit report.

As with all credit issues, accurate reporting on your credit report is key. You are able to get your credit report from the three major companies, Experian, Equifax, and Transunion, once a year and you should. Those documents are so vital and most people don’t realize it. Comb over it and look for any and all discrepancies and make note of them no matter how minor. Once you’ve found them all, time to get them removed.

It is easier said than done. It may take multiple letters and will take time, but it is worth it. Getting any and all errors removed may show that your credit is not as bad as it seems.

Having poor credit is not a jail sentence, it is a wake-up call. Should you need to get something like an auto loan for a car that you need, knowing you have bad credit is the first step in getting it resolved.

If you have bad credit or low credit and need to get a new or used vehicle, be sure to contact us at Approved Loan Store. Get started today by filling out our secure online auto loan application here, and for more auto news and buying tips, like Approved Loan Store on Facebook, follow Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube!

Holiday Car Deals 2013 – 0 Percent APR, Customer Cash, and More – Part 1

Christmas is less than 2 weeks away, and the holiday deals are in full swing. Sorting through all the cash-back-bonus-bucks-low-APR-for-60-months offers can be a daunting task for even the savviest deal seeker, which is why Approved Loan Store has compiled some of the best holiday deals all in one place. This is only part 1, so keep an eye on the blog in the next week for more great car deals!

Hyundai

0% APR for 72 months on the 2013 Hyundai Elantra, Elantra Coupe, and Elantra GT, No Down Payment is Required

0 percent financing actually means $13.89 per month per $1,000 financed, and not every buyer can qualify for the deal. Consumers with poor credit or no credit might not fall under the program’s parameters, but car buyers who are interested in the deal will need to move fast as the offer ends January 2, 2014.

Buick

$750 Holiday Cash and $500 Consumer Cash on the 2013 Buick Encore FWD
$500 Holiday Cash and $500 Consumer Cash on the 2014 Buick Verano
$2,500 Bonus Cash and $1,000 Consumer Cash on the 2013 Buick Regal, Regal GS, or Regal Turbo
$500 Bonus Cash and $500 Consumer Cash on the 2014 Buick LaCrosse
$1,000 Bonus Cash and $1,500 Consumer Cash on the 2013 Buick LaCrosse
$1,500 Consumer Cash on the 2014 Buick Enclave
$2,000 Consumer Cash on the 2013 Buick Enclave

There is plenty of fine print on these deals, though. The delivery must happen by January 2, 2014, and the deals are not available on finance or lease offers. Car buyers who have enough funds on hand to pay for the whole car outright can find a good deal, but everyone else will have to check out their financing deals below.

0% APR for 60 Months on 2013 Buick Verano (excludes Leather/Premium Group), 2013 Buick Enclave, and 2014 Buick Enclave
0% APR for 60 Months, Plus $500 Bonus Cash on 2013 Buick Verano Leather/Premium Group
0% APR for 60 Months, Plus $1,000 Bonus Cash on 2013 Buick LaCrosse
0% APR for 60 Months, Plus $2,500 Bonus Cash on 2013 Buick Regal, Regal GS, and Regal Turbo
1.9% APR for 60 Months, Plus $500 Bonus Cash on 2014 Buick Regal and LaCrosse
1.9% APR for 60 Months, Plus $750 Bonus Cash on 2013 Buick Encore
2.9% APR for 60 Months on 2014 Buick Encore
2.9% APR for 60 Months, Plus $500 Bonus Cash on 2014 Buick Verano

As far as the fine print, all deals are subject to approval and can vary depending on location.

Toyota

0% APR for 36 Months on 2013 Avalon, 2013 Prius c, 2013 Prius v, 2014 Prius, and 2014 Tundra
0% APR for 48 Months on 2013 RAV4
0% APR for 60 Months, Plus $500 Bonus Cash on 2014 Camry
0% APR for 60 Months, Plus $750 Bonus Cash on 2013 Venza
0% APR for 60 Months, Plus $1,000 Bonus Cash on 2014 Prius Plug-in Hybrid
0% APR for 60 Months, Plus $3,000 Bonus Cash on 2013 Prius Plug-in Hybrid
0% APR for 60 Months on 2013 and 2014 Sienna, 2013 Prius, 2013 Highlander, 2014 Venza, 2014 Camry Hybrid
1.9% APR for 60 Months on 2013 Avalon Hybrid, 2014 Toyota Avalon, 2014 Corolla
2.9% APR for 60 Months, Plus $500 Bonus Cash on 2014 Camry
5.9% APR for 60 Months, Plus $500 Bonus Cash on 2014 Camry

As it is with all of these deals, they are subject to approval and can vary by location.

Check back with Approved Loan Store in the days leading up to Christmas for more deals. If you are tired of looking and ready to get into a great new or used car for the best rates, Approved Loan Store wants to help YOU! Good credit, bad credit, no credit, we will work with you to get you into a car you want at terms you can afford! Get started today by filling out our secure online auto loan application here, and for more car buying and credit tips, check us out on Facebook, Twitter, and YouTube!

Image courtesy of jannoon028 / FreeDigitalPhotos.net

Toyota Sells 3 Millionth Prius Worldwide

Last week, Toyota announced that 3 million Priuses have been sold worldwide.

It has been 16 years since the Prius was first launched and a whole decade since the introduction of the second generation Prius. In 2009, Toyota introduced the third and most recent generation Prius which produces only 89 g CO2 per km.

The Toyota Prius, one of the first and most popular widely-available hybrid vehicles, also has the distinction of receiving the NHTSA 5-Star Overall Safety Rating. Kelley Blue Book rated it a 9.1 out of 10, and Edmunds awarded it a 4.9 out of 5-star rating.

At the time of publication, the starting price for the 2013 Prius is $24,200. Standard features for the 2013 Prius Two include LED daytime running lights, climate control, UV reduction glass windshield, touch-screen audio player with iPod connectivity, fuel consumption history and rear spoiler with LED center high-mount stop lights.

Are you looking for a safer car or one with better fuel efficiency? No matter what you’re looking for, Approved Loan Store wants to help you get in a car you want at terms you can afford! Good credit, bad credit, no credit, we will work with you! Get started today by filling out our secure online auto loan application here, and for more auto news and buying tips, like Approved Loan Store on Facebook, follow Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube!