Tag Archives: California

Distracted Driving Repairs Cost Drivers Greatly

With distracted driving a growing problem in the United States, auto repair shops are seeing a boost in business, but they aren’t necessarily happy about it.

A recent story from KXTV, an ABC affiliate in Sacramento, covered a local auto shop which has seen an increase in fender benders and other incidents caused by distracted driving. Repairs can cost hundreds or even thousands of dollars for, as KXTV put it, a few seconds of distraction. A fender bender can cost more than $2000 in repairs, and a side dent can cost as much or more than $500 depending on the vehicle.

Tyler, one of the auto shop employees, encouraged drivers to use technology that is available and on the market such as Bluetooth hands-free devices so that they don’t take their eyes off the road. “That brief second that you take a look to see who e-mailed you or texted you could cost you a significant amount of money.”

Repair shops might be happy about the extra business, but they would rather have safer roads for all drivers. There isn’t a text, a call, or an e-mail worth getting into an accident and putting yourself and others in danger. Get a hands-free system, or for a less expensive option, simply turn off your phone while driving.

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Fraudulent Car Loan Companies Charged by FTC

Scam artists are always looking for new ways to pull the wool over people’s eyes. One such case is a new fraud scheme that’s targeting car owners who are having troubles with car loans. It’s very similar to a scheme that was running rampant during the peak of the housing crisis where a company would offer assistance to struggling homeowners in securing a modification on their loan. They would collect up front fees from the unknowing victim and run with the money.

An article posted on the Huffington Post shows that the FTC is starting to target these fraud companies. The agency has filed charges with two California companies. The charges allege that the companies, Hope for Car Owners and Auto Debt Consulting, have been tricking troubled car owners with problematic practices. They charged up front fees on service they did not provide, refused to give any refunds, all of which went against the services they advertised and even guaranteed. These charges represent the first case the FTC has brought against companies that offer car loan modifications.

Businesses like this are what give loan modification companies such a bad name. It never ceases to amaze me just what people do to take advantage of those who are desperate for help in hard financial times. Many people are just starting to get back on the right track of paying back car loans with a rebounding economy. The last thing they need is someone looking to steal their hard earned cash. To make sure the decisions you make when times are rough, the FTC has a page dealing with auto loan scams worth checking out.

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