Tag Archives: safety

New Car Financing: Ford Focus Earns NHTSA Five-Star Rating

2012 has been a great year for the Ford Focus. Back in September, the Focus was projected to outsell the perennial favorite, the Toyota Corolla, and become the world’s best-selling car of 2012. This week, the Focus got more good news when it earned a five-star Overall Vehicle Score from the National Highway Traffic Safety Administration.

The NHTSA’s Overall Vehicle Score is a combination of the vehicle’s score on its front and side impact crash tests and a rollover resistance test. Broken down, the Focus scored four stars on the rollover resistance and front crash test and scored five stars for the side crash test, earning it the overall five-star score.

The Ford Focus’ high score can be attributed to the new safety technology utilized in the vehicle. Some of these features include the Safety Canopy curtain airbags which protect passengers during a rollover and driver airbags that better protect the chest and ribs in an accident. Also, the SYNC system includes hands-free calls and texting, and the new AdvanceTrac system helps reduce vehicle skidding and automatically makes adjustments to keep the vehicle on track.

While the Ford Focus has already been selling well in 2012, this distinction might give the Ford Focus that boost it needs to outsell the Corolla in the last few months of the year. We will have to wait and see how the numbers ultimately break down at the end of 2012, and we will keep you posted when we know which car will win out as the world’s best-selling car.

Looking to get into a new or used car today? Approved Loan Store can help! Good credit, bad credit, no credit, we will work hard to get you the car you want at terms you can afford! Fill out our secure online auto loan application here, and get the latest car news and buying tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Bad Credit Auto Loan: Top 10 Most Reliable Cars

Recently, Warranty Direct celebrated 15 years of ranking vehicle reliability, and to mark the occasion, they released their top 10 list of the most reliable cars of the past 15 years.

Their website Reliability Index breaks down the raw data of a car’s average repair costs, mileage, age, and chance that parts of the car will have maintenance issues like the transmission or braking system. Taking all these factors into account, they calculate an overall reliability index number that tells consumers at a glance if the car is reliable or not. The lower the number, the more reliable the vehicle will be for the driver.

Here is the top ten most reliable vehicles according to the Reliability Index along with their index rating.

1.  Mitsubishi Lancer – 6
2.  Vauxhall Agila – 8
3.  Suzuki Alto – 9
4.  Toyota Aygo – 10
5.  TIE: Honda HR-V and Volvo S40 – 16
6.  Mazda MX-5 – 19
7.  TIE: Mercedes E Class and Toyota Yaris – 20
8.  Honda Jazz – 21

Readers, we want to hear from you! What do you think of the list? Were there any vehicles on the list that surprised you? Leave a comment below, and tell us what you think!

Are you looking for a reliable new or used vehicle? Approved Loan Store can help, no matter what your credit situation! Fill out our secure online auto loan application here, and get more auto news and buying tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image courtesy of anankkml / FreeDigitalPhotos.net

Chevrolet and Disney Take Test Drives to the Next Level

Since it is Friday, we thought we’d send our readers into the weekend with a smile and a touch of magic courtesy of the good people at Disney and Chevrolet.

In just under 3 weeks, one of Walt Disney World’s most thrilling rides Test Track will reopen after a major renovation and upgrade.

Test Track presented by Chevrolet is a high-speed ride that takes park guests through a vehicle test drive. It opened in 1999 replacing the World of Motion attraction and quickly became a popular ride. In Test Track, riders would brave extreme weather, rough terrain, and sharp turns as engineers test the car’s performance.

In recent years, Disney parks have striven to give park goers a unique experience when they come back to a favorite attraction. The recent Star Tours reboot was broken into 3 acts with different beginnings, middles, and endings, creating hundreds of possible combinations for the ride. Also, the recent Radiator Springs Racers at Cars Land has two different tracks and an ending race that changes with each ride.

Test Track took a page from Star Tours and Radiator Springs Racers’ book. Before the upgrade, every guest that rode Test Track had essentially the same experience. Now, guests will get to design their own vehicle before boarding the ride, and the choices they make will affect their ride experience. Melissa Jeselnick of Walt Disney Imagineering explains, “Your input, plus the Chevrolet design know-how and a dash of Disney magic equals your very own concept car with trillions of possible outcomes.”

From concept art, it looks like riders will design their car on a touch-screen computer while in line, but it is not clear exactly how all of these customizable elements will work once the ride is up and running. Fortunately, car enthusiasts and Disney fans will just have to wait a little while longer to see the finished ride. The new Test Track presented by Chevrolet is scheduled to open December 6 at Walt Disney World’s Epcot Center.

Are you excited for the new test track? Does the interactive design element make you more or less likely to try it? Leave a comment below, and let us know what you think!

Are you looking for a great new or used car that can stand up to bad weather and rough roads? Approved Loan Store can help! Good credit, bad credit, no credit, we want to get you into a car you want at terms you can afford! Fill out our secure online auto loan application here, and get the latest auto news and buying tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

LA Auto Show: Honda Announces New Civic Premiere

In 2 weeks, Honda will unveil the new Civic at the Los Angeles Auto Show, and early word that Honda listened to its fans and critics with the newest model of one of their most popular cars.

Almost 50 vehicles will debut during the show including world premieres from Ford, General Motors, and Chrysler, and Honda will be showing off several new vehicles including the Civic. Some members of the press, though, got an early look this week to stir up excitement for the official premiere at the show.

On the outside, the 2013 Civic will have an open-mouth lower bumper, a black mesh grille with integrated fog lights, and larger jewel-style tail lights, but reports are saying that it is what’s on the inside that counts with the new Civic. According to the Wall Street Journal, Honda has updated the interior, turned their focus to the driver’s comfort, and overall aimed to give it a feeling of luxury and youth.

Will the new Civic live up to the hype? We won’t know for another two weeks yet, but looking at the LA Auto Show line-up, it will have to bring its A-game to stand out from the pack. Then again, Honda has a history of excellence with awards from Edmunds, Kelley Blue Book, and Green Car Journal, not to mention About.com’s 2012 Best New Car award. They just might be up to the challenge.

No matter if you’re looking for a Civic, an Accord, or something else entirely, Approved Loan Store can help you! Whether if you have good credit, bad credit, or no credit, we want to get you into the car you want at terms you can afford! Fill out our secure online auto loan application here, and get the latest auto news and tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

CONSUMER ALERT: Jeep Recall on Certain Jeep Grand Cherokee, Liberty Vehicles

Last Friday, Chrysler announced that they will be recalling certain Jeep Grand Cherokee and Liberty vehicles after discovering an issue with the airbags system.

According to the NHTSA, the front and side curtain airbags in some vehicles have been deploying inadvertently which can cause the driver to be injured or to lose control of the vehicle. The affected vehicles are 2002 and 2003 Jeep Liberty vehicles that were manufactured between January 9, 2001 and March 28, 2003 as well as 2002, 2003, and 2004 Jeep Grand Cherokees manufactured between February 13, 2001 and May 23, 2003. Chrysler has stated that any affected owners will be contacted, and owners can take their vehicles to their local Chrysler dealership to have their airbag system fixed free of charge.

If owners have any questions about the recall, go to http://www.safercar.gov or call Chrysler at 1-800-247-9753 or the NHTSA at 1-888-327-4236.

We at the Approved Loan Store want to keep our readers safe on the road, and you can get the latest auto news and consumer alerts by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube. Also, if you are looking for a new or used vehicle, we are ready to help you!  Good credit, bad credit, no credit, we want to get you in the car you want at rates you can afford! Fill out our secure online auto loan application here, and we will contact you with the Approved Loan Store location nearest you!

Ford SYNC Reaches Major Milestone

In the past few years, cars have become more connected at a startling rate. New cars are expected to have voice-recognition, provide GPS navigation, and have entertainment systems that work with the driver’s smartphone or iPod.

One of the first popular car connectivity systems hit a major milestone this week when Ford sold the five-millionth car equipped with the Ford SYNC, a system they developed with Microsoft. The SYNC was first introduced back in 2007. Currently the SYNC system includes GPS navigation, 911 emergency assistance, internet connection, hands-free calling with audible text messages, and an entertainment center complete with eight-inch color touch screen, Bluetooth audio streaming, Audible, and HD Radio.

In a press release from Ford, Vice President of Ford Research and Innovation Paul Mascarenas praised the SYNC, stating, “SYNC has helped us evolve as an automaker, to think and act more like a technology company, with a new level of openness and access that has forever changed how we look at our business and respond to our customers. Ultimately, SYNC embodies what Ford is all about: going further to transform innovative ideas into products that are affordable, attainable, and valuable to millions of people.” He went on to praise Microsoft for their work on the SYNC, citing the system’s ability to upgrade with software updates as the primary reason for its success.

Congratulations to Ford and Microsoft on the success of the SYNC! We at the Approved Loan Store are excited to see what the future holds for car connectivity and “smart cars,” and we appreciate the role that Ford played in paving that future.

Are you looking to get into a new or used vehicle? Approved Loan Store can help! Whether if you are looking for the latest connected car or something a little less plugged in, we will help you find a car you want at terms you can afford! Fill out our secure online auto loan application here, and be sure to like Approved Loan Store on Facebook, follow Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube!

Nissan Divides Auto Enthusiasts Over New Steering System

Last month, Nissan held its annual Advanced Technology Briefing where they showed off the latest automotive technology that drivers can look forward to seeing soon. The two main attractions of the event were their Active Engine Braking and Autonomous Emergency Steering, and from the looks of it, these new systems could greatly improve driving safety and ease.

To put it simply, Active Engine Braking changes the way that people steer. A video released by Nissan explains that in a car with a traditional steering system, the car’s tires are controlled by a mechanical connection between the steering wheel and tires. To contrast, a car with Active Engine Braking converts steering input information from the steering wheel into electronic signals that turn the tires. Also, Active Engine Braking picks up information like rough terrain, a sloped road, or a cross-wind and automatically makes adjustments for the driver.

The Autonomous Emergency Steering works with the Active Engine Braking to prevent accidents caused by driver error. The system uses cameras in the car to detect any objects, people, or animals in its way and then map a route to avoid hitting any obstacles. It does not kick in unless absolutely necessary, so drivers still have plenty of time to steer clear, but the system could help a driver in a high-stress situation like avoiding a child that ran out into the street or a deer running onto the road.

Not everyone is happy about these new systems, though. Jalopnik’s headline read “The Amazing New Car Tech That Enables You To Drive Like A Moron,” and several commenters on Nissan’s YouTube video were disappointed with the changes. One said, “Goodbye steering feel,” and another accused Nissan of taking away the “joy of driving.” Some commenters came to Nissan’s defense and pointed out that while it might not be right for every driver or car, it would provide a smoother and safer ride for most drivers.

Readers, what do you think? Do you want Active Engine Braking and Autonomous Emergency Steering in your car? Leave a comment below, and tell us what you think!

Are you looking to get into a new or used car? Approved Loan Store can help! Good credit, bad credit, no credit, we will work with you to get you a car you want at terms you can afford! Fill out our secure online auto loan application here, and be sure to like Approved Loan Store on Facebook, follow Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube!

Government Regulations Call for Lighter, Fuel-Efficient Cars

With new government regulations on fuel efficiency, auto makers are facing a difficult decision, a decision that will greatly affect how cars are built in the future. By 2025, their fleets need to average 54.5 miles per gallon, and they will only be able to achieve it by lightening their cars considerably. Steel has been the favored material for years, but now they must choose between high-strength steel, aluminum, and carbon fiber composites.

Of course, one of the biggest challenges facing these automakers is making these cars lighter with different materials while also ensuring that these cars are safe. How will aluminum cars hold up in an accident, particularly with older model cars made of traditional steel? Automakers and the NHTSA have assured drivers that these new models will have to undergo the same rigorous safety tests as any other car, and these new materials will not change their high expectations of quality.

Another question on people’s minds is how this change in materials will affect the cost of production. Luckily, most of these materials are either the same price or only slightly more costly than steel. Ronald P. Kurpitzer of the American Iron and Steel Institute has stated that a part that formerly weighed 100 pounds could now be produced as high-strength steel weighing only 75 pounds at no additional cost. Aluminum has been quoted as costing approximately $600 to $800 more to produce a body in white, and carbon fiber could cost an additional $1,200. These numbers could go down as manufacturers perfect the process, though.

The good news for drivers is that even though the cost of these cars might go up slightly in the next few years, consumers will be saving in the long run at the pump. Fuel efficiency will be improved so much that even if the car’s manufacturing costs several hundred dollars extra, that will easily be made up in savings on gas.

If you are looking for a more fuel-efficient car, Approved Loan Store wants to help you! Good credit, bad credit, no credit, we want to find you a car that fits your needs and your financial situation. Fill out our secure online auto loan application here, and get the latest car news and buying tips by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image courtesy of Rawich / FreeDigitalPhotos.net

Japanese High School Students Break Record for World’s Shortest Car

Most car enthusiasts want to have the newest, fastest, and slickest car on the road, but a school in Japan took on a different challenge when building their record-breaking electric car.

Meet Mirai, the world’s shortest car. This electric car was designed and built by a group of Japanese students and teachers from the Okayama Sanyo High School in Asakuchi. Their car, which has been officially accepted by the Guinness Book of World Records, is road legal, though the drivers who have taken Mirai for a spin typically are not comfortable with taking it out on the road.

The car’s design is pretty amazing, but what makes it more amazing was that the students insisted that it should be electric because they wanted to be environmentally conscious. Considering how the major car manufacturers have had such a tough time getting electric cars to catch on, perhaps they should consider encourage these kids to continue pursing automotives and come work on electric cars when they finish school.

At Approved Loan Store, we certainly don’t have the world’s shortest car, but we do have the right car for your needs! Good credit, bad credit, no credit, we will work with you to get affordable terms! Fill out our secure online auto loan application here, and get the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

CONSUMER ALERT: Counterfeit Air Bags

This morning, the NHTSA released a safety advisory to consumers regarding counterfeit air bags that were installed at repair shops not associated with a new car dealership. At Approved Loan Store, we want to keep our readers informed of any and all consumer alerts from organizations that could affect their driving safety, so we wanted to break down the advisory and give you strictly the information that you need to know.

First off, this is potentially only going to affect less than 0.1 percent of vehicles, but since they don’t have all the pertinent data, it could be more than that. Any consumer who bought their car new and never had their air bags replaced is not affected by this advisory, and consumers who had their car’s air bag installed at a repair shop associated with a new car dealership are also not affected.

If the following qualifications apply to you, then you should contact a local call center and get your car checked out at a new car dealership’s repair shop. You can get the number for your local call center at www.SaferCar.gov.

  • Replaced vehicle’s air bags within the past three years at a repair shop not associated with a new car dealership
  • Purchased a used car and are unsure of the car’s full history
  • Purchased a car with a title branded salvage, rebuilt, or reconstructed
  • Purchased a replacement air bag from a non-certified source such as eBay

If you believe that your car might be affected, take care of it right away. The NHTSA has released a frightening video of what happens when these counterfeit air bags are deployed. Jalopnik is hosting the video here. This is not something to put off for a few days or a few weeks. If your car fits any of the categories listed above, get it checked out as soon as possible.

Are you looking for a new or used car you can rely on? Approved Loan Store wants to help you get into a safe and affordable vehicle today! Fill out our secure online auto loan application here, and get the latest auto news and consumer alerts like today’s air bag advisory by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!