Tag Archives: auto loan

“Connected” Cars: Distraction or Asset?

Recently, activists and parents have been speaking up on the dangers of distracted driving, using PSAs and popular TV shows like Glee to warn drivers of all ages. If a study from market researcher ABI is to be believed, though, the battle against distracted driving is uphill, barefoot, and through torrential rain.

Distracted driving is the all-encompassing term which includes talking on the phone, texting, or surfing the internet while driving. The answer isn’t as simple as outlawing cell phone use in the car, though. New touch-screen technologies in vehicles could also be considered distractions, and ABI’s projections predict that more than 60 percent of cars will be “connected” by 2017. Never mind getting teen drivers off their phones, imagine disconnecting cars from new technology. All those anti-cell phone laws will be worthless when people have a myriad of distractions built into their cars.

Of course, there is another way to look at this trend. Some of these new technologies allow for cars to communicate with each other and avoid collisions, and many people see “connected” cars as a step towards self-driving vehicles. People won’t have to worry about being distracted drivers because in the future, they won’t be driving at all. Until then, some of these “distractions” have safeguards built in to keep the driver safe, such as Ford’s SYNC and MyFord Touch system with driver stress test. The system measures the driver’s vitals, and when they show signs of stress or the road conditions worsen, all outside distractions are lessened. Incoming texts and calls through Ford SYNC are disabled, and the driver can better focus on safe driving.

Readers, we want to know what you think! Are these new technologies an asset and a step towards a brighter driving future, or are they a distraction that will endanger other drivers on the road? Leave a comment below, and let us know what you think!

Are you looking for a new or used vehicle? Approved Loan Store wants to help, even if you have poor credit or no credit! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

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Carpooling Network Coming to the United States

At the Approved Loan Store, we know how long and boring the morning commute can be. If you’d like to qualify for the carpool lane, though, a German company wants to give you some company on the way into work.

Carpooling.com was founded by 3 German MBA students, and since its inception, it has spread to Austria, Switzerland, France, Italy, Spain, Poland, Greece, the United Kingdom, and now the United States. Approximately 1 million people use their services every month. The concept is simple. Riders can register through the website and look up drivers according to area, type of vehicle and seating accommodations, available time, and price. Carpooling.com also has a Facebook, iPhone, and Android app to make booking on the go easier. They also offer women-only rides, driver safety ratings, and an online ratings system to put the riders and drivers at ease.

There are a lot of advantages to carpooling. First, it saves on commuting costs with riders splitting the cost of gas, and there are obvious benefits for the environment. Also, carpooling matches up people who might otherwise never meet, and some drivers and riders have struck up life-long friendships after riding together. Their website also brags of more than 10 wedding of people who met through Carpooling.com.

The reason why Carpooling.com has taken so long to get to the United States is that people feel iffy about riding with someone they don’t know. Some people worry about safety, either that the driver will be reckless or that the driver or rider will be a dangerous individual. Fortunately, there are safeguards in place to protect riders and drivers, and it is certainly more safe than finding a carpool ride through other online avenues like Craigslist.

Readers, we want to hear from you! Would you consider being a driver for Carpooling.com or another carpool website? Would you ever use it to find a ride? Leave a comment below, and tell us what you think!

Are you looking for a new or used vehicle? Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

“God Save the Queen” As Performed by MINI Coopers

All around the world, people are getting excited for the upcoming Olympic games which will be hosted in London this year. MINI Coopers have teamed up with the London Philharmonic Orchestra to celebrate the occasion.

Earlier this week, MINI Cooper released this video of the British national anthem as performed on car horn. Nine red, white, and blue MINI Coopers were lined up in front of a conductor’s stand, and nine musicians dressed to the nines sat with their hands poised over the car horn, waiting for their cue. Then conductor Gareth Newman led them in a rousing rendition of “God Save the Queen” as the British flag is raised over the stadium.

You can see the full video here:

The video is silly fun, and I expect people will get a kick out of it. Plus, I love MINI Coopers. In my opinion, they have become as much a part of pop culture as the VW Bug. Still, I will always prefer horns and strings to the sound of car horns belting out “God Save the Queen.” These car music videos are a novelty, but they aren’t necessarily good music.

Are you looking to get into a MINI Cooper or another great new or used vehicle? Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Another Show About Nothing…and Cars

The original “show about nothing” might not be returning to TV, but Jerry Seinfeld will be bringing a new show to the internet. What’s the show about? Nothing much, except coffee and cars.

Comedians in Cars Getting Coffee is Seinfeld’s new web series. The show is exactly what the title suggests. Jerry Seinfeld takes one of his prized sports cars out for a drive and picks up a different comedian in each episode to go out for coffee. So far, the line-up includes such comedy greats as Colin Quinn, Joel Hodgson, Alec Baldwin, and Ricky Gervais, and Seinfeld fans will be excited to hear that Larry David and Michael Richards will be making appearances.

The show premieres July 17th, but a few sneak peeks have been posted on YouTube and the show’s website. While it is hard to tell if Comedians in Cars Getting Coffee will be a success like Seinfeld or a flop like The Marriage Ref, the short-form format is a huge advantage. Audiences can casually check out a few episodes, and because there is no on-going plot or storyline, people can start watching whenever they want. Plus, Seinfeld is hitting two types of shows that have been very successful recently, which are celebrity shorts and celebrities with cool cars. Will Ferrell has had many viral hits with Funny or Die, and Jay Leno’s Garage website has also done fairly well.

Personally, I’m sold. The promo clip with Ricky Gervais was hilarious, and I love to listen to comedians chat, mostly because they’re a bunch of hams and have to one-up each other. It is one of the reasons why I love Louis C.K.’s Louie. As a bonus, I’ll get to see Jerry Seinfeld’s car collection, and from the promo alone, it looks like he has a pretty nice collection.

Approved Loan Store might not be able to get you into Jerry Seinfeld’s car collection, but we want to help you get into a great new or used car, even if you have poor credit or no credit! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

June Sales Defy Commentators, Continue to Grow

All through the month of June, car news and commentary was saturated with talking heads claiming that auto sales would see a downturn this month, and the soaring sales could not continue.

Needless to say, those commentators will be eating a mighty helping of crow this week as auto makers are reporting continued growth across the board. Chrysler had a 20 percent sales increase in June, making it their best June since 2007. General Motors saw a 16 percent increase, Ford had a 7 percent increase, and Toyota had a stunning 60 percent increase, coming back from the 2011 natural disasters in Japan.

The conditions are perfect for this trend to continue as the summer weather compels people to the road for vacation, convenience for work, or an old-fashioned drive in the country. Also, interest rates are dropping with an average of 4.5 percent interest rate on a 60-month new car loan, so more consumers can afford to drive.

Have you gotten into a new or used car yet? Approved Loan Store wants to help you get into a new car this summer! Fill out our secure online auto loan application here, and keep up with the latest auto and consumer news from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image: FreeDigitalPhotos.net

Protect Your Investment and Clean Your Car

At Approved Loan Store, we want to help you get into a great new or used vehicle, and through our blog, we like giving tips for keeping that car in top shape. Our customers, especially our New York customers, spend so much time in their car that a dirty car can get gross very quickly. Besides that, a car is an important investment, and after getting a nice new car, why wouldn’t you want to take care of it?

Today, we are bringing you some fantastic tips for keeping your car clean, courtesy of Jalopnik. We hope that our readers heed this advice for their own sake as well as their passengers because everyone knows that there is almost nothing worse than riding in a dirty car.

No Food: Stopping by that drive through and chowing down a burger in the car might sound appealing at the time, but those ketchup stains and discarded wrappers are definitely not.

Wax On, Wax Off: Waxing your car teaches you karate. Okay, maybe it won’t, but this is part of that whole “a car is an investment” mentality. You spent a good amount of money on this car, and with a little more time and money, you can keep the car looking nicer longer.

Wipe Your Feet: During bad winter weather, I’m tempted to jump in the car right away and dry off or get the heater running. Since I saw how much snow and mud I end up tracking in, though, I started taking a minute to wipe off my shoes or boots before getting into the car. It might mean an extra minute in the cold, but it is worth not having to scrub off that dried mud later.

Don’t Procrastinate: You might follow these rules 99 percent of the time, but when you break them that one time and get Dr. Pepper all over your seat, you don’t want to leave it to clean up tomorrow. Those stains set fast and will be much harder to get out later.

Use the Garage: Many people don’t have this option available, especially those living or working in the city. If you have a garage, however, take advantage of it. It will keep the exterior clean for much longer, not to mention cut down on the time spent scrubbing off bird poop.

Don’t Leave a Dirty Car: When you get out of your car, take a minute to look around and pick up whatever trash you can take with you. A McDonald’s bag, an empty water bottle, and a can of soda can easily be picked up and thrown out. This way, you can avoid a massive overhaul cleaning later.

Prioritize a Car Wash: Just like exercising or doing any chore, you will be more likely to get to it if you schedule time for it. Plus, if you stick to a schedule, you will always know when you last washed it.

Do It Once and Do It Right: It is easier to maintain a clean car than digging yourself out every couple of months. Take a day to thoroughly vacuum the interior, throw out any trash, and wash and wax the outside. You will still have to do a good cleaning periodically, but it won’t be so daunting if you maintain it in the interim.

No Kids Allowed: Now, I don’t agree with this tip from Jalopnik, mainly because it is unrealistic for most people. Still, you can keep your car cleaner if you follow these tips and get your kids to follow them too. No graham crackers in the back seat, and you can even get older kids involved in cleaning and waxing the car.

Do you have any other good tips for keeping a clean car? Tell us in the comments section below!

Are you looking for a new or used car? Approved Loan Store can help, even if you have poor or no credit! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image: FreeDigitalPhotos.net

CBS News Picks 5 Best Cars Made in America

Yesterday, CBS News MoneyWatch named their 5 best American-built cars. With so many great American cars on the market today, we were curious as to what made the cut. The list is below along with our thoughts on each of their picks.

Cadillac CTS – Winner of Popular Mechanics’ Top 10 Car, Car and Driver’s 10Best, and Edmunds.com’s Best Retained Value Award, CBS couldn’t really make the list without the Cadillac CTS. The Cadillac CTS’s latest tagline is, “If you’re going to make a statement, don’t mumble,” and with its combination of power and luxury, a driver won’t be able to blend in driving the Cadillac CTS.

Buick LaCrosse – In the past, the Buick LaCrosse has had no trouble racking up stellar reviews and awards, and 2012 is no exception. Already, it has earned five-star safety ratings from the NHTSA’s New Car Assessment Program as well as a Consumer Digest Best Buy. Kelley Blue Book reviewers also gave it a 4.5 out of 5 rating, making it popular with everyday drivers and car reviewers alike.

Ford Flex – The Ford Flex is probably the most underrated of the bunch here. It still isn’t a household name, but consumers and car reviewers who have driven it are hoping that changes soon. This cross-over is a seven-passenger family car with a completely different feel from the usual minivan or SUV.

Chrysler 300 – In 2012, the Chrysler 300 has already taken home some of the industry’s top awards. The 2012 Chrysler 300 was named one of Ward’s 10 Best Engines and Interiors as well as a Consumer Digest Best Buy. It was also ranked #1 in Kelley Blue Book’s 10 Most Comfortable Cars Under $30,000 and made Kelley Blue Book’s 10 Best Family Cars list. Like the Cadillac CTS, it would be difficult to make a list of the best American-made cars without including the Chrysler 300.

Ford Focus – Edmunds claims that the Ford Focus the first American-made compact car to really give Japanese automakers a run for their money, and though that initial success might have gone to their head, Ford has made some big changes to the Focus that have made it a must-see American-made model. Edmunds specifically cited the 2012 Focus as a “monumental improvement,” calling it a “well-rounded, well-built car that is easy to recommend.”

We want to know what you think of CBS News’ list! Did your favorite car make the cut? What do you think got snubbed? Leave a comment below and tell us what you think!

Are you looking for a great new or used car? Approved Loan Store wants to help you get into the car you want at terms you can afford! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Edmunds Announces Best Used Cars of 2012

When it comes to car shopping, many people rely on Edmunds’ detailed reviews and fair ratings to narrow down the make, model, and year. Their opinion carries a lot of weight with consumers, which is why it was a big deal when they released their 15 Best Used Cars for 2012 earlier this week. Whether someone is looking for a convertible, an SUV crossover, or a minivan, Edmunds has the best of every car type available on the market today. Check out their full list below.

Best Compact Sedan: 2005-2010 Hyundai Elantra

Best Midsize Sedan: 2005-2010 Nissan Altima

Best Large Sedan: 2006-2010 Hyundai Azera

Best Coupe: 2005-2010 BMW 3 Series

Best Convertible: 2005-2010 Mazda Miata

Best Wagon: 2005-2010 Pontiac Vibe

Best Compact SUV/Crossover: 2005-2010 Honda CR-V

Best Midsize SUV/Crossover: 2005-2010 Ford Explorer

Best Large SUV/Crossover: 2005-2010 Chevrolet Tahoe

Best Minivan/Van: 2005-2010 Honda Odyssey

Best Compact Truck: 2005-2010 Toyota Tacoma

Best Large Truck: 2005-2010 Ford F-150

Best Luxury: 2005-2010 Infiniti G35/G37

Best Hybrid: 2005-2010 Toyota Prius

Best Sport Compact: 2005-2010 Subaru Impreza WRX

Edmunds did a fantastic job with the list. Looking over the cars listed, it is clear that used car shoppers have so many options open to them, and by shopping smart, consumers can get a great car at a price that is hard to beat.

Are you looking for a new or used car? Approved Loan Store can help! Fill out our secure online auto loan application online here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Approved Loan Store: Competitive Big City Car Deals Made Easy!

For car shoppers looking for a deal on used cars, a recent study showed that the best places to look are, surprise, at dealerships near big cities.

Car Gurus conducted a market analysis comparing car dealerships located within 50 miles from a major city with those in rural areas or far removed suburbs. They discovered that the average car shopper looking at dealerships near a major city would pay $345 less for a used car, and in high population states like New York, they could save as much as $500 over rural dealerships.

Why are these New York City-area dealerships offering better deals? Well, these dealerships have more competition. Car shoppers have more options available to them, and they feel comfortable that if they can’t find a good deal at one dealership, they will try another one. This is doubly true for consumers with challenged credit or no credit. In a rural area, they might not have dealerships and lenders willing to work with them and get them the best possible auto loan terms.

The great thing about Approved Loan Store is how it makes the whole car shopping process so easy. Simply fill out our secure online auto loan application, and a representative contacts you within 24-48 hours. From there, they match you up with an associated Approved Loan Store location in your area and set an appointment with a Special Finance Representative. At the appointment, you will review all available options with your Special Finance Representative and get you into a car you want at terms you can afford. With Approved Loan Store, there’s no need to drive around to every dealership in the New York City area for the best deal on a used car. Click here to see testimonials from real Approved Loan Store customers that got into a great new or used vehicle!

Want to know more about Approved Loan Store? You can find out more by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image: FreeDigitalPhotos.net

Ford’s New Safety Feature: Driver Stress Test

Today’s automakers continually amaze me. It is a really exciting time for new car technology with everything from self-driving cars to safety features protecting both drivers and pedestrians alike. The latest development from Ford, however, is more about the comfort and mental well-being of the driver and putting them in the best mindset to be a safe driver.

Ford is currently testing out biometric stress detectors which measure the driver’s temperature, heart rate, and breathing rate. When a driver shows indications of stress such as a heightened heart rate or if they are in high-stress driving situations based on speed or road conditions, the car will activate a Do Not Disturb function. Incoming texts or cell phone calls through SYNC and MyFord Touch systems will be ignored so the driver can better focus on driving.

Now, I can’t speak as to how well the prototype system works, but I love the concept behind Ford’s new anti-distracted driving system. I think that if this system eventually makes it to the market, it will be very popular with parents of teen drivers. Everyone from politicians to parent groups are trying to find a way to keep drivers off their phones while they are on the road, but having a hands-free system that disables itself when the driver is going too fast or driving on less-than-optimal roads is a step in the right direction.

Are you looking to get into a new or used car with today’s latest safety features? Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube.