Tag Archives: credit

Edmunds Announces Best Used Cars of 2012

When it comes to car shopping, many people rely on Edmunds’ detailed reviews and fair ratings to narrow down the make, model, and year. Their opinion carries a lot of weight with consumers, which is why it was a big deal when they released their 15 Best Used Cars for 2012 earlier this week. Whether someone is looking for a convertible, an SUV crossover, or a minivan, Edmunds has the best of every car type available on the market today. Check out their full list below.

Best Compact Sedan: 2005-2010 Hyundai Elantra

Best Midsize Sedan: 2005-2010 Nissan Altima

Best Large Sedan: 2006-2010 Hyundai Azera

Best Coupe: 2005-2010 BMW 3 Series

Best Convertible: 2005-2010 Mazda Miata

Best Wagon: 2005-2010 Pontiac Vibe

Best Compact SUV/Crossover: 2005-2010 Honda CR-V

Best Midsize SUV/Crossover: 2005-2010 Ford Explorer

Best Large SUV/Crossover: 2005-2010 Chevrolet Tahoe

Best Minivan/Van: 2005-2010 Honda Odyssey

Best Compact Truck: 2005-2010 Toyota Tacoma

Best Large Truck: 2005-2010 Ford F-150

Best Luxury: 2005-2010 Infiniti G35/G37

Best Hybrid: 2005-2010 Toyota Prius

Best Sport Compact: 2005-2010 Subaru Impreza WRX

Edmunds did a fantastic job with the list. Looking over the cars listed, it is clear that used car shoppers have so many options open to them, and by shopping smart, consumers can get a great car at a price that is hard to beat.

Are you looking for a new or used car? Approved Loan Store can help! Fill out our secure online auto loan application online here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Approved Loan Store: Competitive Big City Car Deals Made Easy!

For car shoppers looking for a deal on used cars, a recent study showed that the best places to look are, surprise, at dealerships near big cities.

Car Gurus conducted a market analysis comparing car dealerships located within 50 miles from a major city with those in rural areas or far removed suburbs. They discovered that the average car shopper looking at dealerships near a major city would pay $345 less for a used car, and in high population states like New York, they could save as much as $500 over rural dealerships.

Why are these New York City-area dealerships offering better deals? Well, these dealerships have more competition. Car shoppers have more options available to them, and they feel comfortable that if they can’t find a good deal at one dealership, they will try another one. This is doubly true for consumers with challenged credit or no credit. In a rural area, they might not have dealerships and lenders willing to work with them and get them the best possible auto loan terms.

The great thing about Approved Loan Store is how it makes the whole car shopping process so easy. Simply fill out our secure online auto loan application, and a representative contacts you within 24-48 hours. From there, they match you up with an associated Approved Loan Store location in your area and set an appointment with a Special Finance Representative. At the appointment, you will review all available options with your Special Finance Representative and get you into a car you want at terms you can afford. With Approved Loan Store, there’s no need to drive around to every dealership in the New York City area for the best deal on a used car. Click here to see testimonials from real Approved Loan Store customers that got into a great new or used vehicle!

Want to know more about Approved Loan Store? You can find out more by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image: FreeDigitalPhotos.net

Stay Safe Driving on Fourth of July

The Fourth of July is next week, and with it comes beer, barbeques, and fireworks. Unfortunately, the Fourth of July is also notorious for car accidents, particularly with young drivers. There is no way to guarantee a safe drive on Fourth of July just like there’s no way to guarantee safety on any other day of the year, but by practicing common sense when driving, many accidents can be avoided.

Buckle Up: Yes, it’s been said time and time again, but when you’re heading out to a cook-out or to see the fireworks, it can be easy to pile too many people into a car. People end up sitting on each other’s laps, and not everyone has a seatbelt. If your group plans on driving anywhere else during the day, make sure that there are enough seats for everyone and enough designated drivers for multiple cars.

Don’t Drink and Drive: Don’t do it. Seriously, just don’t. I don’t know how to be clearer about this point. Don’t drink and drive. End of story.

…or Text…or Anything Else: Moms and Dads always say, “It’s not that I don’t trust you, it’s that I don’t trust everyone else,” and there is some truth to this saying. You might be able to drive competently while talking on your phone or texting when the traffic around you is calm, but the true test is whether you can quickly respond to an emergency while talking on the phone or texting. Can you text and still drive in a straight line? Maybe. Can you text and have the proper response time when the car in front of you suddenly stops? No. When you drive, focus solely on driving. Everything else can wait until you are out of the car.

Are you looking to get a new car this Fourth of July, but you have poor credit or no credit? Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image: FreeDigitalPhotos.net

Car Repairs: Save Money and Don’t Do-It-Yourself!

Thanks to do-it-yourself TV shows and YouTube channels, everyone thinks they can become an expert in hair styling, cooking, or car repairs in no time at all. Unsurprisingly, that isn’t really true. Anyone can learn to change a tire or charge the oil, but for most car repairs, you need a certain level of training.

This week, The Car Connection compiled a list of repairs that should really be left to the experts, and after reviewing the list, we at Approved Loan Store have to agree. If you ever run into these problems with your car, don’t take a risk and try to save money by doing it yourself. Talk to friends or read reviews online, and find a trusted mechanic.

Timing-belt replacement – In one case, a DIY customer turned what would have been a $600 repair job for a mechanic into a $3,500 job for a mechanic.

Transmission maintenance or repair – Automatic transmissions are tricky for anyone, and it is too easy to mess up one of the intricate parts and ultimately destroy the transmission.

Overheating – An overheated engine needs a trained mechanic. End of story.

Drivability problems and error codes – When fixing an error code, DIYers sometimes make the mistake of replacing an entire part when there might not even be a problem with that part. Take it to the professionals and let them run tests on the check light.

Replacing suspension components – Labor costs on suspension repairs isn’t bad, and the chance of error is very high. Also, suspension repairs sometimes require specialty equipment that most DIYers won’t have. In the end, it makes much more sense to let a mechanic do it.

Are you looking for a new or used vehicle but your credit is holding you back? Approved Loan Store wants to help! Fill out our secure online auto loan application here, and we will set up an appointment with a Special Finance Representative. Also, keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image(s): FreeDigitalPhotos.net

Parents Magazine, Edmunds Find a Car for Every Family

The mini-van might be the classic family car, but new mom and dad drivers have more options open to them in 2012. There are vehicles on the market today that offer comfort, more space, and different styles than the typical “family car.”

Of course, not every car shopper knows what it available on the market to meet their needs, and as a result, they might miss the opportunity to find what they want and what they need all in the same car. For this reason, Parents magazine and Edmunds.com teamed up to make a list of the 15 most family-friendly cars.

Their list was based on numerous factors including safety, price, and the features offered in the vehicle. Additionally, they spoke with everyday parents who “drive these vehicles every day” and know all the advantages and disadvantages personally. Also, they broke the list down into High Mileage, Budget, Crossovers, Sedans, and Large Vehicles, 5 categories total, with 3 vehicles in each category. The least expensive car listed was the Chevrolet Sonic starting at $14,600, and the most expensive was the Dodge Durango starting at $29,990, so there is a car on the list for every budget.

Here is the complete list:

High Mileage

Toyota Prius V
Honda Civic Hybrid
Chevrolet Cruze Eco

Budget

Chevrolet Sonic
Ford Focus
Hyundai Elantra

Crossovers

Mazda 5
Kia Sorento
Honda CR-V

Sedans

Volkswagen Passat
Toyota Camry
Kia Optima

Large Vehicles

Dodge Durango
Toyota Sienna
Honda Odyssey

Are you looking for a new family car? Approved Loan Store wants to help! Good credit, bad credit, big family, Approved Loan Store will find the right car for you! Fill out our secure online auto loan application here. Also, keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image(s): FreeDigitalPhotos.net

New York Drivers Waste 57 Hours Annually in Traffic

Living and driving in New York City, it can sometimes feel like you’re wasting your life away in traffic. Well, as it turns out, that feeling isn’t completely crazy.

In a recent study by INRIX, New York City is the second worst city in regards to time wasted in traffic. Annually, New York City drivers waste an average of 57 hours, or nearly 2.5 days, in rush-hour traffic. They calculated the time that drivers spent in traffic during rush hour and compared it to the time taken to drive that same distance during times of the day with low traffic. The study results showed that New York City beat out every other city in the United States except for Honolulu where drivers waste an average of 58 hours in traffic.

Now, there isn’t much that New Yorkers can do about rush-hour traffic, but here are a few simple tips to make the trip more comfortable.

Stay entertained: If you have an iPod plug-in, download some podcasts to pass the time. There are podcasts on every subject from entertainment news to history lessons and sports commentary. You can even learn a new language by podcast, and best of all, they are free!
Keep hydrated: Nobody wants to get caught in traffic with a full bladder, but try sipping on water periodically to keep hydrated. Studies have shown that drinking a full glass of water in the morning helps to wake up the body.
Stock up on healthy snacks: Skip the drive-thru breakfast. Instead, leave a box of granola bars in the car, and bring some fresh fruit every morning. Snack on it on the way to work, and you will arrive much more alert than you will with that greasy breakfast sandwich.

Are you looking for a new car? Approved Loan Store can help! Good credit, bad credit, we want to get you into a new or used car! Fill out our secure online auto loan application here, and check out testimonials by real Approved Loan Store customers here! Also, keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image(s): FreeDigitalPhotos.net

Robert Kirkman, Hyundai Zombie-Proof the Hyundai Elantra Coupe

Zombies have taken over pop culture, and at the forefront of this trend of zombie stories is The Walking Dead comic book series and TV show. Zombie survival books and even this zombie-proof house have been popping up, and The Walking Dead creator Robert Kirkman has gotten in on the fun by designing the must-have car for the zombie apocalypse.

The car is a tricked-out version of the Hyundai Elantra Coupe. Since Hyundai is sponsoring the car, Kirkman put in a few good words about the car’s safety, maneuverability, and spacious interior, but once he got past the obligatory plug, he showed off some of the features of his zombie-proof car.

First, he added a spiked battering ram to the front. Zombies’ strength is in numbers, and a battering ram “would deflect bodies away from you as you plow through large masses of zombies.” Second, he put blades on the wheels to keep zombies at bay as the car is moving. Thirdly, he designed the car to have metal plates welded on all the windows so that if zombies get too close, they will still have a hard time getting into the car. Finally, he added a guard rail fence around the sunroof and additional headlights mounted on top. With these features, someone could open the sunroof and take shots at zombies, and the lights will give them better visibility.

Putting aside Hyundai’s obvious self-promotion, the concept drawings of the zombie-proof car are pretty awesome. As Kirkman says, he might not know physics and car design, but he does know what you need in a zombie apocalypse. If it looks good on paper, though, it will look even better in real life. Kirkman’s zombie-proof car will actually get built by Hyundai and showcased at the San Diego Comic-Con International next month.

At Approved Loan Store, we have a car for every driver’s needs, from picking the kids up from soccer practice to escaping a zombie mob. Good or bad credit, we want to help you get in the car you need with terms you can afford. Fill out our secure online auto loan application here, and check out testimonials by real-life Approved Loan Store customers here! Also, keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

New Battery Could Change Future of Electric Cars

Electric cars have yet to catch on with American car buyers, but a new battery coming out of Massachusetts could make electric cars better and cheaper.

The Nanophosphate EXT is a lithium ion battery that can handle a wide range of extreme temperatures. Most electric car batteries cannot handle these temperatures, so electric cars have to be equipped with heating or cooling systems. According to a press release from the battery’s producers A123 Systems, these batteries can “significantly reduce or eliminate the need for heating or cooling systems, which is expected to create sizable new opportunities within the transportation and telecommunications markets, among others.”

Additionally, the new battery lasts much longer than other batteries currently on the market. This chart shows how the A123 Nanophosphate EXT compares to competing batteries. After 1700 cycles at 45° C, all three competing brands have dropped to below 75 percent discharging capacity while the A123 Nanophosphate EXT hovers around 93 percent capacity.

With longer lasting batteries that can take the heat and cold, electric cars can be more affordable and more powerful with lower maintenance costs. Consumers that have written off the electric car could be convinced to give it a second look. At any rate, it is a huge leap forward in electric car technology and very promising for the future of automotive.

Low-cost electric cars are still a ways off, but Approved Loan Store can help you get into an affordable car today! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook and following Approved Loan Store on Twitter.

New V2V Technology Changes Future of Auto Safety

There has been a lot of talk about the future of driving. Self-driving vehicles and pedestrian air bags are all changing the way we drive, and now, a stunning new technology promises to prevent crashes by letting cars “talk” to each other.

Vehicle-to-vehicle communication, also known as V2V, will allow vehicles to communicate via wireless signals with nearby cars. Cars will share information like speed, location, and other necessary stats and use that information to prevent a crash. For example, when a car is on track for a collision, the car will warn the driver. Some systems will even bypass the driver and apply the brakes if the driver does not do so quickly enough.

Obviously it will be awhile until V2V is available in vehicles. There are many bugs that will have to be worked out such as setting up a secure wireless system that will not be susceptible to hackers, and once it is available, I’m sure that auto safety regulators will need to determine if every car should have V2V technology. The device requires that vehicles be capable of communicating with all other nearby vehicles on the road, so it does little good if only a few drivers opt to use V2V. Still, it is pretty amazing how far auto technology has come in the past few years, and I can only imagine how V2V technology will change driving as we know it in the years to come.

Are you looking for a great new or used car? Approved Loan Store can help whether you have good or bad credit! Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook and following Approved Loan Store on Twitter.

Image courtesy of FreeDigitalPhotos.net

Craigslist Ad Offers to Trade Burial Plots for VW Bus

Jalopnik’s weird car listings from Craigslist are always good for a laugh, and yesterday’s bizarre “Found on Craigslist” segment did not disappoint.

On the Houston area Craigslist, a mysterious buyer posted that he was looking for a VW Bus, but he didn’t make a cash offer. Instead, he offered to trade the VW Bus for four “premium” burial plots in Webster, a city about 30 minutes away from Houston. According to the ad, these burial plots are worth about $3000 each or $12,000 for all four plots, but he will “entertain all offers.”

After a quick search, I found out that the burial plots are likely located at the Forest Park East Cemetery, and from the looks of their website, it is a very nice cemetery. Lots of trees and flowers and all. I don’t know how much plots usually run as far as pricing, but like the folks over at Jalopnik, I have two questions. First, why would someone pay premium for a location or view that the deceased won’t actually get to see? Second, why would anyone have four unused burial plots, and who would trade their car for burial plots?

In the strange world of Craigslist, there is usually someone for every offer, but even so, this is a bizarre offer. I am really curious if anyone takes this Craigslist poster up on this trade, and if they do, I want to know what the original poster plans to do with that VW Bus. Jalopnik thinks it is a morbid father who had a change of heart and wants to take his family on a road trip. My guess involves ghost hunters with dream of traveling cross-country and investigating America’s most famous haunted houses and asylums.

No matter what the circumstances, you don’t have to trade burial plots for your dream car. Let Approved Loan Store help you get into a new or used vehicle today! Fill out the online secure auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook and following Approved Loan Store on Twitter.

Image courtesy of FreeDigitalPhotos.net