Tag Archives: lending

Protect Your Investment and Clean Your Car

At Approved Loan Store, we want to help you get into a great new or used vehicle, and through our blog, we like giving tips for keeping that car in top shape. Our customers, especially our New York customers, spend so much time in their car that a dirty car can get gross very quickly. Besides that, a car is an important investment, and after getting a nice new car, why wouldn’t you want to take care of it?

Today, we are bringing you some fantastic tips for keeping your car clean, courtesy of Jalopnik. We hope that our readers heed this advice for their own sake as well as their passengers because everyone knows that there is almost nothing worse than riding in a dirty car.

No Food: Stopping by that drive through and chowing down a burger in the car might sound appealing at the time, but those ketchup stains and discarded wrappers are definitely not.

Wax On, Wax Off: Waxing your car teaches you karate. Okay, maybe it won’t, but this is part of that whole “a car is an investment” mentality. You spent a good amount of money on this car, and with a little more time and money, you can keep the car looking nicer longer.

Wipe Your Feet: During bad winter weather, I’m tempted to jump in the car right away and dry off or get the heater running. Since I saw how much snow and mud I end up tracking in, though, I started taking a minute to wipe off my shoes or boots before getting into the car. It might mean an extra minute in the cold, but it is worth not having to scrub off that dried mud later.

Don’t Procrastinate: You might follow these rules 99 percent of the time, but when you break them that one time and get Dr. Pepper all over your seat, you don’t want to leave it to clean up tomorrow. Those stains set fast and will be much harder to get out later.

Use the Garage: Many people don’t have this option available, especially those living or working in the city. If you have a garage, however, take advantage of it. It will keep the exterior clean for much longer, not to mention cut down on the time spent scrubbing off bird poop.

Don’t Leave a Dirty Car: When you get out of your car, take a minute to look around and pick up whatever trash you can take with you. A McDonald’s bag, an empty water bottle, and a can of soda can easily be picked up and thrown out. This way, you can avoid a massive overhaul cleaning later.

Prioritize a Car Wash: Just like exercising or doing any chore, you will be more likely to get to it if you schedule time for it. Plus, if you stick to a schedule, you will always know when you last washed it.

Do It Once and Do It Right: It is easier to maintain a clean car than digging yourself out every couple of months. Take a day to thoroughly vacuum the interior, throw out any trash, and wash and wax the outside. You will still have to do a good cleaning periodically, but it won’t be so daunting if you maintain it in the interim.

No Kids Allowed: Now, I don’t agree with this tip from Jalopnik, mainly because it is unrealistic for most people. Still, you can keep your car cleaner if you follow these tips and get your kids to follow them too. No graham crackers in the back seat, and you can even get older kids involved in cleaning and waxing the car.

Do you have any other good tips for keeping a clean car? Tell us in the comments section below!

Are you looking for a new or used car? Approved Loan Store can help, even if you have poor or no credit! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image: FreeDigitalPhotos.net

CBS News Picks 5 Best Cars Made in America

Yesterday, CBS News MoneyWatch named their 5 best American-built cars. With so many great American cars on the market today, we were curious as to what made the cut. The list is below along with our thoughts on each of their picks.

Cadillac CTS – Winner of Popular Mechanics’ Top 10 Car, Car and Driver’s 10Best, and Edmunds.com’s Best Retained Value Award, CBS couldn’t really make the list without the Cadillac CTS. The Cadillac CTS’s latest tagline is, “If you’re going to make a statement, don’t mumble,” and with its combination of power and luxury, a driver won’t be able to blend in driving the Cadillac CTS.

Buick LaCrosse – In the past, the Buick LaCrosse has had no trouble racking up stellar reviews and awards, and 2012 is no exception. Already, it has earned five-star safety ratings from the NHTSA’s New Car Assessment Program as well as a Consumer Digest Best Buy. Kelley Blue Book reviewers also gave it a 4.5 out of 5 rating, making it popular with everyday drivers and car reviewers alike.

Ford Flex – The Ford Flex is probably the most underrated of the bunch here. It still isn’t a household name, but consumers and car reviewers who have driven it are hoping that changes soon. This cross-over is a seven-passenger family car with a completely different feel from the usual minivan or SUV.

Chrysler 300 – In 2012, the Chrysler 300 has already taken home some of the industry’s top awards. The 2012 Chrysler 300 was named one of Ward’s 10 Best Engines and Interiors as well as a Consumer Digest Best Buy. It was also ranked #1 in Kelley Blue Book’s 10 Most Comfortable Cars Under $30,000 and made Kelley Blue Book’s 10 Best Family Cars list. Like the Cadillac CTS, it would be difficult to make a list of the best American-made cars without including the Chrysler 300.

Ford FocusEdmunds claims that the Ford Focus the first American-made compact car to really give Japanese automakers a run for their money, and though that initial success might have gone to their head, Ford has made some big changes to the Focus that have made it a must-see American-made model. Edmunds specifically cited the 2012 Focus as a “monumental improvement,” calling it a “well-rounded, well-built car that is easy to recommend.”

We want to know what you think of CBS News’ list! Did your favorite car make the cut? What do you think got snubbed? Leave a comment below and tell us what you think!

Are you looking for a great new or used car? Approved Loan Store wants to help you get into the car you want at terms you can afford! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Edmunds Announces Best Used Cars of 2012

When it comes to car shopping, many people rely on Edmunds’ detailed reviews and fair ratings to narrow down the make, model, and year. Their opinion carries a lot of weight with consumers, which is why it was a big deal when they released their 15 Best Used Cars for 2012 earlier this week. Whether someone is looking for a convertible, an SUV crossover, or a minivan, Edmunds has the best of every car type available on the market today. Check out their full list below.

Best Compact Sedan: 2005-2010 Hyundai Elantra

Best Midsize Sedan: 2005-2010 Nissan Altima

Best Large Sedan: 2006-2010 Hyundai Azera

Best Coupe: 2005-2010 BMW 3 Series

Best Convertible: 2005-2010 Mazda Miata

Best Wagon: 2005-2010 Pontiac Vibe

Best Compact SUV/Crossover: 2005-2010 Honda CR-V

Best Midsize SUV/Crossover: 2005-2010 Ford Explorer

Best Large SUV/Crossover: 2005-2010 Chevrolet Tahoe

Best Minivan/Van: 2005-2010 Honda Odyssey

Best Compact Truck: 2005-2010 Toyota Tacoma

Best Large Truck: 2005-2010 Ford F-150

Best Luxury: 2005-2010 Infiniti G35/G37

Best Hybrid: 2005-2010 Toyota Prius

Best Sport Compact: 2005-2010 Subaru Impreza WRX

Edmunds did a fantastic job with the list. Looking over the cars listed, it is clear that used car shoppers have so many options open to them, and by shopping smart, consumers can get a great car at a price that is hard to beat.

Are you looking for a new or used car? Approved Loan Store can help! Fill out our secure online auto loan application online here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Approved Loan Store: Competitive Big City Car Deals Made Easy!

For car shoppers looking for a deal on used cars, a recent study showed that the best places to look are, surprise, at dealerships near big cities.

Car Gurus conducted a market analysis comparing car dealerships located within 50 miles from a major city with those in rural areas or far removed suburbs. They discovered that the average car shopper looking at dealerships near a major city would pay $345 less for a used car, and in high population states like New York, they could save as much as $500 over rural dealerships.

Why are these New York City-area dealerships offering better deals? Well, these dealerships have more competition. Car shoppers have more options available to them, and they feel comfortable that if they can’t find a good deal at one dealership, they will try another one. This is doubly true for consumers with challenged credit or no credit. In a rural area, they might not have dealerships and lenders willing to work with them and get them the best possible auto loan terms.

The great thing about Approved Loan Store is how it makes the whole car shopping process so easy. Simply fill out our secure online auto loan application, and a representative contacts you within 24-48 hours. From there, they match you up with an associated Approved Loan Store location in your area and set an appointment with a Special Finance Representative. At the appointment, you will review all available options with your Special Finance Representative and get you into a car you want at terms you can afford. With Approved Loan Store, there’s no need to drive around to every dealership in the New York City area for the best deal on a used car. Click here to see testimonials from real Approved Loan Store customers that got into a great new or used vehicle!

Want to know more about Approved Loan Store? You can find out more by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image: FreeDigitalPhotos.net

Ford’s New Safety Feature: Driver Stress Test

Today’s automakers continually amaze me. It is a really exciting time for new car technology with everything from self-driving cars to safety features protecting both drivers and pedestrians alike. The latest development from Ford, however, is more about the comfort and mental well-being of the driver and putting them in the best mindset to be a safe driver.

Ford is currently testing out biometric stress detectors which measure the driver’s temperature, heart rate, and breathing rate. When a driver shows indications of stress such as a heightened heart rate or if they are in high-stress driving situations based on speed or road conditions, the car will activate a Do Not Disturb function. Incoming texts or cell phone calls through SYNC and MyFord Touch systems will be ignored so the driver can better focus on driving.

Now, I can’t speak as to how well the prototype system works, but I love the concept behind Ford’s new anti-distracted driving system. I think that if this system eventually makes it to the market, it will be very popular with parents of teen drivers. Everyone from politicians to parent groups are trying to find a way to keep drivers off their phones while they are on the road, but having a hands-free system that disables itself when the driver is going too fast or driving on less-than-optimal roads is a step in the right direction.

Are you looking to get into a new or used car with today’s latest safety features? Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribe to Approved Loan Store on YouTube.

Car Jacker Tries to Steal Car, Can’t Drive Stick

I have been driving ever since I could get my learner’s permit at 14, but in all my time driving, I have never learned how to drive stick shift. There might have been a chapter on it in my driver’s ed class textbook, but I have never needed to learn it.  As any new driver will tell you, driving takes a lot of practice, and stick shift is doubly difficult. For all these reasons, this story coming out of St. Louis, Missouri is just plain bizarre.

On Sunday, June 17, a driver parked in the Saint Louis University parking lot was threatened by an armed robber who demanded the money in the driver’s wallet as well as the car. The driver obliged, but the robber realized that the car was manual transmission. He had no idea how to drive the car, so stealing the car was no longer a viable option.

Now, here’s the kicker. The driver, who already gave the robber $24 out of his wallet, offered to give the robber a ride to wherever he needed to go. The robber agreed, and he even thanked the driver for his help in an awkward situation.

Obviously the police are investigating the incident and hope to find the robber, but honestly, I’m much more curious about the driver. What kind of person lets someone rob them at gun point and then offers to give their attacker a ride? They must be a kind of saint or Jesus Christ returned because this is “turn the other cheek” times ten. “If a man should rob you at gun point and demand your car and wallet, do not respond in kind. Instead, give him everything he asks and give him a ride if he is dumb enough to steal a car he can’t drive.”

Whether you are looking for a manual or automatic transmission, Approved Loan Store can help! We have a huge inventory of new and used vehicles and want to get you into the car you want at terms you can afford!  Fill out our secure online auto loan application here, and keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image: FreeDigitalPhotos.net

Parents Magazine, Edmunds Find a Car for Every Family

The mini-van might be the classic family car, but new mom and dad drivers have more options open to them in 2012. There are vehicles on the market today that offer comfort, more space, and different styles than the typical “family car.”

Of course, not every car shopper knows what it available on the market to meet their needs, and as a result, they might miss the opportunity to find what they want and what they need all in the same car. For this reason, Parents magazine and Edmunds.com teamed up to make a list of the 15 most family-friendly cars.

Their list was based on numerous factors including safety, price, and the features offered in the vehicle. Additionally, they spoke with everyday parents who “drive these vehicles every day” and know all the advantages and disadvantages personally. Also, they broke the list down into High Mileage, Budget, Crossovers, Sedans, and Large Vehicles, 5 categories total, with 3 vehicles in each category. The least expensive car listed was the Chevrolet Sonic starting at $14,600, and the most expensive was the Dodge Durango starting at $29,990, so there is a car on the list for every budget.

Here is the complete list:

High Mileage

Toyota Prius V
Honda Civic Hybrid
Chevrolet Cruze Eco

Budget

Chevrolet Sonic
Ford Focus
Hyundai Elantra

Crossovers

Mazda 5
Kia Sorento
Honda CR-V

Sedans

Volkswagen Passat
Toyota Camry
Kia Optima

Large Vehicles

Dodge Durango
Toyota Sienna
Honda Odyssey

Are you looking for a new family car? Approved Loan Store wants to help! Good credit, bad credit, big family, Approved Loan Store will find the right car for you! Fill out our secure online auto loan application here. Also, keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube.

Image(s): FreeDigitalPhotos.net

New York Drivers Waste 57 Hours Annually in Traffic

Living and driving in New York City, it can sometimes feel like you’re wasting your life away in traffic. Well, as it turns out, that feeling isn’t completely crazy.

In a recent study by INRIX, New York City is the second worst city in regards to time wasted in traffic. Annually, New York City drivers waste an average of 57 hours, or nearly 2.5 days, in rush-hour traffic. They calculated the time that drivers spent in traffic during rush hour and compared it to the time taken to drive that same distance during times of the day with low traffic. The study results showed that New York City beat out every other city in the United States except for Honolulu where drivers waste an average of 58 hours in traffic.

Now, there isn’t much that New Yorkers can do about rush-hour traffic, but here are a few simple tips to make the trip more comfortable.

  1. Stay entertained: If you have an iPod plug-in, download some podcasts to pass the time. There are podcasts on every subject from entertainment news to history lessons and sports commentary. You can even learn a new language by podcast, and best of all, they are free!
  2. Keep hydrated: Nobody wants to get caught in traffic with a full bladder, but try sipping on water periodically to keep hydrated. Studies have shown that drinking a full glass of water in the morning helps to wake up the body.
  3. Stock up on healthy snacks: Skip the drive-thru breakfast. Instead, leave a box of granola bars in the car, and bring some fresh fruit every morning. Snack on it on the way to work, and you will arrive much more alert than you will with that greasy breakfast sandwich.

Are you looking for a new car? Approved Loan Store can help! Good credit, bad credit, we want to get you into a new or used car! Fill out our secure online auto loan application here, and check out testimonials by real Approved Loan Store customers here! Also, keep up with the latest auto news by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Image(s): FreeDigitalPhotos.net

Robert Kirkman, Hyundai Zombie-Proof the Hyundai Elantra Coupe

Zombies have taken over pop culture, and at the forefront of this trend of zombie stories is The Walking Dead comic book series and TV show. Zombie survival books and even this zombie-proof house have been popping up, and The Walking Dead creator Robert Kirkman has gotten in on the fun by designing the must-have car for the zombie apocalypse.

The car is a tricked-out version of the Hyundai Elantra Coupe. Since Hyundai is sponsoring the car, Kirkman put in a few good words about the car’s safety, maneuverability, and spacious interior, but once he got past the obligatory plug, he showed off some of the features of his zombie-proof car.

First, he added a spiked battering ram to the front. Zombies’ strength is in numbers, and a battering ram “would deflect bodies away from you as you plow through large masses of zombies.” Second, he put blades on the wheels to keep zombies at bay as the car is moving. Thirdly, he designed the car to have metal plates welded on all the windows so that if zombies get too close, they will still have a hard time getting into the car. Finally, he added a guard rail fence around the sunroof and additional headlights mounted on top. With these features, someone could open the sunroof and take shots at zombies, and the lights will give them better visibility.

Putting aside Hyundai’s obvious self-promotion, the concept drawings of the zombie-proof car are pretty awesome. As Kirkman says, he might not know physics and car design, but he does know what you need in a zombie apocalypse. If it looks good on paper, though, it will look even better in real life. Kirkman’s zombie-proof car will actually get built by Hyundai and showcased at the San Diego Comic-Con International next month.

At Approved Loan Store, we have a car for every driver’s needs, from picking the kids up from soccer practice to escaping a zombie mob. Good or bad credit, we want to help you get in the car you need with terms you can afford. Fill out our secure online auto loan application here, and check out testimonials by real-life Approved Loan Store customers here! Also, keep up with the latest from Approved Loan Store by liking Approved Loan Store on Facebook, following Approved Loan Store on Twitter, and subscribing to Approved Loan Store on YouTube!

Car Talk Hosts Announce Retirement After 25 Years on NPR

Car Talk fans were saddened to hear last week that hosts Tom Magliozzi and Ray Magliozzi will retire this September. The popular radio show, a mix of humor and car advice, has been running for 25 years on NPR and before that had a run on the Boston NPR affiliate WBUR.

Tom and Ray, also known as “Click and Clack,” have expressed their love for the show and appreciation for their fans and listeners. Since Tom’s 75th birthday, however, the brother duo started thinking about taking time to “smell the cappuccino.”

Car Talk will stop recording new shows after October, but Tom and Ray want their fans to know that the show will continue thanks to hours of archived material. “The good news is that, despite our general incompetence, we actually remembered to hit the ‘record’ button every week for the last 25 years,” Tom joked. “So we have more than 1,200 programs we’re going to dig into starting this fall, and the series will continue.”

Tom and Ray first started working together on the do-it-yourself auto repair shop Hacker’s Haven, and they were invited to participate on an automotive panel hosted by WBUR. Not long after, they were given their own automotive advice show, and the rest, as they say, is history.

Episodes of the series are available to download free on iTunes under NPR: Car Talk Podcast or on the official Car Talk website.

If you are looking to get into a new or used car, Approved Loan Store can help! Fill out our secure online auto loan application here, and keep up with the latest auto news by liking Approved Loan Store on Facebook and following Approved Loan Store on Twitter.